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Send money without limits.

Pay with the speed you need, without the fees you don’t.

Download Krak
Download Krak
Krak card Apple pay

Free your money from borders and bank delays.

Money doesn’t wait and neither should you.

Split bills with friends

Gift a friend. Send cash or crypto. Add a message, drop an emoji, and make it yours.

Commision free
Free global transfers

Send money worldwide to 160+ countries, across 400+ currencies for free.¹

Commision free
Payments as easy as a message. As fast as a tap.

Choose an amount and share a link, that’s it. Paylinks work like magic.

Commision free

Simply say “Krak me.”

Send and get paid using your personal Kraktag — no numbers or routing codes needed.

Krak user
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elena

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elena

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michelle

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michelle

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nicolas

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nicolas

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sam

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sam

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tania

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tania

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zoe

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zoe

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grace

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grace

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emily

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emily

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isabel

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isabel

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nathan

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nathan

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elena

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elena

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michelle

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michelle

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nicolas

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nicolas

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sam

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sam

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tania

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tania

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zoe

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zoe

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grace

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grace

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emily

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emily

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isabel

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isabel

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nathan

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nathan

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marcus

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marcus

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gwen

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gwen

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daniel

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daniel

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vanessa

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vanessa

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clara

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clara

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pedro

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pedro

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victoria

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victoria

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emil

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emil

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thomas

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thomas

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marcus

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marcus

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gwen

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gwen

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daniel

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daniel

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vanessa

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vanessa

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clara

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clara

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pedro

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pedro

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victoria

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victoria

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emil

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emil

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thomas

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thomas

Turn payments into paydays, for you and a friend.

KrakBacks reward your first send of the day, every day, with surprise crypto.
It could be a memecoin, a major token… or even a full BTC!

Geo restrictions and terms apply.

FAQs

Yes, you can send your friends a payment link via text, email, or DM. They'll just need to create a Krak account to claim the funds.

Yes, there are certain sending and receiving limits depending on your verification level. You can find exact limits in the app settings under your profile.

Yes, Krak lets you request money easily by using Payment Requests, your Kraktag, or sharable paylinks.

Once a payment is sent, it can’t be reversed due to the instant nature of transfers. Always double-check before confirming a transaction.

¹ A variable spread will apply when spending across assets. Third party fees may apply.

Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another before making a transfer. Please see our fee schedule for more information. Applicable fees will always be shown before you make a transfer.

Krak is a digital payment service offered by Bit Trade Australia Pty Ltd (ACN 163 237 634) (“BTPL”), an Authorised Representative (AR No.001312156) of Flexewallet Pty Ltd (ACN 164 657 032), the holder of Australian Financial Services Licence No. 448066.

This communication contains general financial product advice only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information in this communication, you should consider the appropriateness of the advice having regard to your own objectives, financial situation and needs.

You should obtain and consider the relevant Product Disclosure Statement (PDS) or other offer document before making any decision about a financial product.

BTPL and Flexewallet do not guarantee the performance, value, or security of any crypto assets transacted via Krak. Past performance is not a reliable indicator of future results.

This communication is not intended as an offer or recommendation of Krak, BTPL, or any associated products or services. Use of Krak is subject to applicable terms and conditions, which should be reviewed prior to use.

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