Fonds d’investissement privés autogérés (SMSF) et crypto-monnaies
Qu’est-ce qu’un SMSF ?
Self-Managed Super Funds (SMSFs) are the only way for Australians to include cryptocurrencies in their retirement portfolios.
SMSFs are managed by trustees who run the fund for their own benefit. Of note, each SMSF is required to adhere to super and tax laws laid out by the Australian Taxation Office (ATO).
To find out more, check out the Australian Tax Office’s Website and consult with your financial advisor or accountant before you make any decisions.
Kraken's Jonathon Miller talks SMSFs & Bitcoin as the new frontier for cryptocurrency adoption in Australia.
Comment acheter de la crypto avec vos SMSF
If you are interested in buying crypto using your SMSF with Kraken, you can sign up for an account at Kraken in the name of your SMSF, get verified for a business account, and start trading.
Current Tax Rate for Cryptocurrency SMSFs
Self-Managed Super Funds may be eligible for a 15% concessional tax rate. For SMSFs to benefit from investing in cryptocurrencies, crypto investments must be deemed permissible in the fund’s trust deed. The investments must also conform to the fund’s investment strategy and comply with regulatory requirements for investment restrictions. Please consult your financial advisor or accountant for more information.
Types of Assets included in an SMSF
An SMSF allows a certain amount of autonomy in terms of investable asset classes. SMSF investment portfolios can include collectable assets such as art, wine, or antiques, and cryptocurrencies like Bitcoin and Ethereum. This gives members more flexibility than would be available through a retail super fund. Please be sure to consult your financial advisor or accountant for more information.
Comment stocker vos actifs crypto SMSF
To ensure you are fulfilling the reporting requirements laid out by regulatory bodies, you must keep track of your crypto activity. When you trade crypto on Kraken, you have all of your transactions tracked and accounted for automatically, which makes it much easier to fulfill the ATO’s requirements.
How to keep track of your SMSF crypto asset transactions
Kraken’s website allows you to download your trade history in the form of a spreadsheet that you can send to your accountant.
When you transfer crypto assets out of Kraken’s exchange, be sure to keep detailed records of your transactions.
What costs are associated with SMSFs?
Cost is an important consideration when choosing whether or not to invest your retirement in a Self-Managed Super Fund. Maintaining an SMSF can get expensive as fees from third parties such as auditors, accountants, and financial advisors can add up. Further, at Kraken, standard trading and funding fees apply for SMSF accounts.
Check out Kraken’s fee structure and get an idea about how this may impact the cost of managing your fund.
Réglementations associées
Un SMSF doit respecter les réglementations énoncées par l’ATO et le règlement SISR (Superannuation Industry Supervision Regulations ou règlement sur la pension de la fonction publique). Les membres du fonds sont tenus de s’assurer que leur SMSF est conforme, quels que soient les conseils reçus d’un conseiller financier. Rendez-vous sur le site Web ATO Superfund pour vous assurer que votre SMSF est conforme et demandez de l’aide à un conseiller financier ou à un comptable.
Lancez-vous avec Kraken
Créez votre compte
Tout d’abord, pour utiliser vos SMSF en vue d’investir dans des crypto-monnaies, vous devez créer votre compte Kraken sous votre nom SMSF et non votre nom personnel. En outre, les fonds doivent être déposés à partir d’un compte bancaire associé à votre nom SMSF.
Create your account
First, to use your SMSF to invest in cryptocurrencies, you must create your Kraken account under your SMSF name and not your personal one.
Additionally, funds must be deposited from a bank account that is associated with your SMSF name.
Verify your account
Select “Get Verified” at the top right-hand corner of the screen.
A) When prompted, select “Business” as your account type, and then select “Verify” under Pro limits.
Even if your SMSF does not have a corporate trustee, a Kraken business account is the most appropriate type for your entity.
B) Use our online application form to:
- Provide general business information – (name of your SMSF, registration date, registered address, SMSF ABN, and operating address).
- Upload your Trust agreement/deed.
- Upload your Proof of Business Operating Address – document showing the physical address of the trust.
You will also be asked to submit information for each trustee and account accessor including name, address, email address, phone number, and tax file number, along with personal verification documents for each trustee and account accessor:
- Proof of Residence document.
- Government issued ID.
Start trading at Kraken
Once you become verified, you will be able to start trading crypto with your Self Managed Super Fund.
Click the button below to create your free Kraken account today!