The rewards of DeFi.
The ease of Kraken.

Put your assets to work and earn DeFi rewards without the complexity.

Up to

8%

APY

DeFi Earn is not a regulated financial product. APY is variable and not guaranteed. There is a risk of loss. Withdrawal timing may vary based on protocol liquidity.

What is DeFi Earn
Earn competitive rewards

DeFi Earn lets you earn competitive rewards through a simple experience. You deposit, the system handles the onchain details, and rewards accrue automatically.

Earn competitive rewards

Effortless control

You can view your balance, track rewards, and withdraw almost instantly, all without managing seed phrases or signing transactions manually.

Effortless control

Transparent and professional

See the current rate before you deposit. Each vault is administered by Veda and operated by professional risk teams (Chaos Labs and Sentora) overseeing allocation, risk, and liquidity across Aave, Morpho, Tydro, and others.

Powered by Veda vaults

How it works

No seed phrases. No signatures. The embedded wallet
handles the onchain activity for you.

Go to Earn

Opt-in and get started - Go to the “Earn” tab and select USDC

Choose strategy

Select your preferred strategy – Choose what fits your situation best.

Veda logo

Earn rewards from onchain borrowers – Your USDC is deposited into a Veda vault on the Ink network. The vault, managed by a Risk Manager (Chaos Labs or Sentora), supplies liquidity to lending protocols like Aave and others.

USDC reward

Grow your rewards over time – Borrowers pay interest, increasing the vault’s value and your returns.

DeFi deallocation initiated

Withdraw almost instantly – Get instant access when liquidity is available.  If liquidity is tight there can be delays.

Why Kraken Pro?

Kraken LogoKraken
bank transfers

Coinbase DeFi Lend

Coinbase DeFi Lend

Bank / Fintech

Bank / Fintech
Yield (APY)

Up to 9,87%

As of today

3.86%

As of Jan 26, 2026

0.5 – 3.8 %

As of Jan 26, 2026

Vault audits

Independent

Partial

Withdrawals

Flexible

Flexible

Instant

No seed phrase needed
Available in

United States, Canada, Europe

US only

Where available

Get started

Perguntas frequentes

O DeFi Earn permite-lhe ganhar recompensas onchain variáveis sobre os seus ativos através de cofres automatizados de contratos inteligentes. Após selecionar um cofre, os ativos são encaminhados onchain para interagir com protocolos de empréstimo descentralizados. Os mutuários pagam para aceder à liquidez e esses pagamentos são refletidos como recompensas ao longo do tempo.

Em protocolos de empréstimo descentralizados, as recompensas são determinadas pela procura dos mutuários. Os cofres fornecem liquidez a protocolos externos e os pagamentos efetuados por mutuários são recebidos pelos utilizadores como recompensas (sem taxas aplicáveis).

DeFi Earn operates on public blockchains, so outcomes can vary based on market conditions and network activity. Things to be aware of include:

  • Rewards change as borrowing demand changes

  • Withdrawal timing may vary during periods of high activity

  • Onchain systems can behave differently than traditional financial products

As recompensas refletem a procura do mercado de empréstimos em vários protocolos de empréstimo descentralizados. Quando a procura é alta, as recompensas podem aumentar; se houver redução da procura, as recompensas são ajustadas em conformidade. O APY é variável, não está garantido e pode alterar-se ao longo do tempo.

Não. É possível depositar numerário ou stablecoins, e a execução dos passos onchain é automática. Sem necessidade de frases-semente ou pontes.

Existe apenas uma comissão de 25% sobre as recompensas (não sobre o capital inicial).

Sim, normalmente, os levantamentos são instantâneos. Se a liquidez do cofre for restrita, existirão atrasos.

  • EUA (exceto Nova Iorque e Maine)

  • Canadá

  • Espaço Económico Europeu

  • Mais regiões no futuro

Fazer staking é um mecanismo de segurança para protocolos de blockchain que paga recompensas com base no que o respetivo protocolo oferece através da inflação. O DeFi Earn empresta ativos, através de protocolos, a mutuários. Desta forma, as recompensas baseiam-se na atividade do mercado.

As recompensas podem variar e os levantamentos podem atrasar-se se a liquidez baixar.

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Start earning today

Put your assets to work with DeFi Earn.

Kraken Pro App
Kraken Pro App