TEL is the native token of Telcoin Network, the telecommunications blockchain standard. Telcoin Association aligns GSMA mobile operators around the same blockchain and token, harnessing their global reach to connect billions of users through shared infrastructure for the Internet of Money. Traditional finance is fragmented. Existing blockchains are disconnected from real distribution. Telcoin Network unifies both, coordinating an alternative financial system for the next generation of money, capital markets, finance, and ultimately every digital good and service. The ecosystem includes America's first regulated digital asset bank and eUSD, the first bank-issued stablecoin.